US Healthcare Crisis: Why Americans Are Worried About Costs and Access (2026)

A healthcare crisis is brewing in America, and it's hitting record levels of concern. A recent poll reveals that a staggering 23% of Americans believe the U.S. healthcare system is in a state of crisis, with 47% citing major problems. But what's driving this widespread pessimism? Let's dive in.

The same poll highlighted that a record 29% of Americans identify 'cost' as the most pressing health issue. Experts point out a direct link between the perception of crisis and the soaring costs. The U.S. healthcare system has long faced criticism, with concerns stemming from various sources. These include the impact of insurance companies on vital medical procedures, the escalating prices of prescription drugs, and the controversies surrounding those in charge of U.S. health.

Emma Wager, a senior policy analyst at KFF, notes that the unpredictable nature of healthcare expenses is a major factor. She attributes these perceptions to an aging population and economic fluctuations.

"As the population ages, people just become more and more expensive. Their care becomes more expensive. Most of the money that gets spent in the US healthcare system is spent on people who are 55 or older," Wager said.

Timothy Lash, president of West Health, emphasizes that healthcare costs directly affect health. He points out that rising costs impact Americans' wallets and their health. Politicians should pay attention to the fact that "we’re at all-time highs in terms of concern around the current state of healthcare affordability", which itself affects overall health because it can add to stress and anxiety – potentially lending itself to additional poor health outcomes, such as high blood pressure. Rising health costs can also lead more people to skip treatments.

A groundbreaking Gallup survey compared healthcare affordability, quality, and access across states, revealing that many Americans are foregoing necessary treatments and prescriptions. The survey found that one in five adults nationally reported a household member unable to afford prescription medication. But this number was three times higher in Mississippi than in Iowa. Thirty percent of U.S. adults overall said a family member skipped medical treatment due to high costs. In Mississippi, nearly half of respondents had a family member who skipped a treatment they couldn’t afford.

Americans have also rated mental health as a greater area of concern since the Covid-19 pandemic. David Radley, a senior scientist at the Commonwealth Fund, highlights the connection between healthcare costs and mental health. The survey found that adults experiencing 14 or more mentally unhealthy days in a month were more likely to struggle to afford doctor visits.

Radley describes this as a "feedback loop," where limited access to mental healthcare worsens outcomes. Cost can also be a barrier, as mental health services are often a "carve-out" in insurance plans. This means patients often pay out-of-pocket and then wait for reimbursement.

Dr. Lisa Rosenthal, a psychiatry professor at Northwestern University, believes the perception of physical and mental health as distinct is a problem. She dislikes the term "behavioral health," as it implies culpability for brain differences. She believes that the overall cost of healthcare will decline if mental health is integrated into primary care. She is working on an initiative to screen for mental health conditions in primary care, similar to blood pressure and cholesterol screenings.

But here's where it gets controversial... Rosenthal believes the system has created the current situation and chooses not to change it. She says, "We have chosen to not pay for psychiatric treatments. We have chosen to not make them accessible to the vast majority of the population."

What do you think? Do you agree with the experts' assessment of the healthcare crisis? Is cost the biggest issue, or are there other significant factors? Share your thoughts in the comments below!

US Healthcare Crisis: Why Americans Are Worried About Costs and Access (2026)
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